A real offer, start to finish
We have spent this series on one idea: a credit-backed loan gives you a fully underwritten offer, not a decision in principle. This post is about what that changes across the whole case, from the moment you place it to the day it completes. A cleaner case from the start.Because the credit work happens up […]
A decision in principle is not an offer
The DIP is where cases quietly die A decision in principle feels like a yes. Often, it’s where the case starts dying. What a DIP actually is A decision in principle is a lender’s early view, given before the real underwriting has happened. It’s useful — it tells you a lender is interested and roughly […]
Where your bridging cases actually lose time
When a bridging case takes weeks, it is worth asking where the weeks actually go. It is rarely one big delay. It is a series of smaller ones, stacked on top of each other. Here is the old way, step by step, next to the new way. Finding a lender.The old way: ring round, wait […]
The new standard of bridging
Bridging finance was never meant to be complicated. When it took off, decades ago, it was simple and it was fast. The idea was straightforward: you had a property, you needed money quickly, and a lender advanced against the value of the asset. Speed was the whole point. Bridging existed precisely because a mortgage was […]
Introducing credit-backed loans
If you place bridging or development cases, you know the routine. You find a lender, you get a decision in principle, and then you wait to see whether it survives underwriting. Sometimes it does. Often it doesn’t. Credit-backed loans are built to remove that gamble. Here is the simple version. When you place a credit […]
Equitable Charge lenders are now searchable on Broka
We’ve launched a new feature on Broka that lets brokers search and filter lenders who accept an Equitable Charge. This is designed to support cases where a 1st or 2nd legal charge is unavailable, giving brokers another route to explore and helping keep complex cases moving. We’ve added 17 lenders currently offering equitable charge products […]
New Preferred Lender: Avamore
Avamore Capital has joined Broka’s Preferred Lenders Programme, strengthening the platform’s support for brokers placing refurbishment, development and bridging cases. A specialist lender operating across Development, Refurbishment, Part-Complete Development and Bridging finance, Avamore combines structured underwriting with a flexible, solution-led approach to complex cases. Key Highlights Enhanced Proc Fees An enhanced 0.25% Proc of Dev […]
New Preferred Lender: Hilco Global
We’re pleased to announce that Hilco Global has joined Broka as a Preferred Lender. Hilco Global offers high-value lending from £3m to £150m, supporting commercial and residential property across the UK, Channel Islands and Republic of Ireland. With a pragmatic approach, flexible LTVs and competitive pricing, Hilco Global is well suited to more complex or higher-value cases. You […]
