CREDIT-BACKED LOANS
With selected Broka lenders, the credit work is done up front. So you get a real, credit-backed offer, subject only to legals. In hours, not weeks.
THE DIFFERENCE
Most of the market runs on decisions in principle: a lender’s early view, given before the real underwriting has happened. It looks like progress, but it still has to survive underwriting, and that’s where cases fall over.
Credit-backed loans flip the order. The credit work is done up front, with the valuation factored in, so what you hand your client is a real offer, not a maybe.
✕ Decision in principle
still has to survive underwriting
✓ Fully underwritten offer
subject only to legals
01
Submit the case on Broka and it’s matched to selected lenders who offer credit-backed loans.
02
The credit work is carried out before the offer, with the valuation factored in.
03
You receive a fully underwritten offer, subject only to legals. In hours, not weeks.
Credit-backed loans are offered by selected lenders on Broka, using practices that let them underwrite up front.
Some Broka lenders use dual representation, one firm acting for both sides, cutting days off the legal stage.
Some Broka lenders use AVMs and in-house valuations instead of a site visit, so the valuation is factored in, not waited on.
KYC done instantly, paving the way to a solid decision
Credit-backed loans are available with selected lenders on Broka. Get a fully underwritten offer in hours, not weeks.
Credit-backed loans are offered by selected lenders on Broka and apply on suitable cases. A credit-backed offer is fully underwritten and subject to standard legal completion, not a guarantee of funding.
We have tailored products from specialised lenders. So you only get  products that get you results.Â
To get an overview of our exclusive Broka system and all its features. Click below to book a demonstration today.Â
